unitedhealthcare. >>> it is time -- it is time for the "lightning round" on cramer's "mad money." rapid fire calls, i tell you whether to buy or sell. play until this sound, and then the "lightning round" is over. are you ready skee-daddy? it's time for the "lightning round" on cramer's "mad money." starting with lidia in california. lidia. >> caller: hi, jim. oh, my gosh, i love your show. love it, love it, love it. >> thank you. >> caller: kors. >> there are three michael kors, that incredible ad, boy, see that ad, attractive, attractive. there's michael kors fundamentals and everybody has to profit. when everybody has to profit, people are goica-ching. >> jim, how are you doing? >> all right. how about you? >> caller: good, i want to get your take on morgan stanley. >> i've got enough problems. i'm probably too negative. i'm not negative morgan stanley. it's fine, at $16, but i like wells fargo more because wells fargo is levered to the housing market and has done absolutely nothing like morgan stanley and -- >> buy, buy, buy! >> plus, warren buffett's approval, which in my wor